Oklahoma Insurance Adjuster's License Practice Test

Which statement is NOT true regarding an injured employee's rights to select a physician in Oklahoma?

The employee can choose their own physician at any time.

The statement that an injured employee can choose their own physician at any time is not true in the context of Oklahoma workers' compensation laws. While injured employees do have the right to select their medical provider, this selection is subject to certain limitations, particularly concerning the employer's established medical network.

In Oklahoma, if an employer utilizes a managed care organization (MCO), the injured employee must generally select a physician from the approved list within that network unless specific circumstances allow for an exception. Additionally, the employee must inform the employer of the chosen physician, ensuring that the employer is aware of the medical treatment being provided and can coordinate any necessary actions regarding workers' compensation claims.

The other statements are accurate: employees are indeed limited in their choice depending on the employer's network, they must notify their employer about their selected physician, and they can be referred to a specialist by their chosen physician, as appropriate for their treatment needs. These regulations are in place to help manage costs and ensure that employees receive appropriate care within the framework of workers' compensation.

The employee is limited in their choice depending on the employer's network.

The employee must notify the employer of their selected physician.

The employee can be referred to a specialist by their chosen physician.